Auto Insurance Claims: Collision/Comprehensive, claims advice, claim help


Question
Good Day,

I recently noticed a ding along with a scratch on the side of my car. It looks like it could be from someone opening their car door and hitting mine, but it also looks like it could be from a stone or something. Since I do not know what it is from, would this fall under comprehensive or collision??

Thank you!

Answer
 Hello Jennifer,

In my opinion, it would be collision.  Before you file a claim, take the car to a reputable body shop and get an appraisal.  That way, you can determine how the repair relates to your deductible.

Hope this helps.

Jane Pytel
http://SolutionsForYourInsuranceClaim.com