Auto Insurance Claims: Accident: Insured but expired driver license, toyota suv, expired license

Question
QUESTION: What is the best scenario in the situation whereby I am insured, but my driver license have expired.

It was a somewhat serious accident, with his front bumper severely damaged. It still drives, albeit with some leakage in the front.  It is a toyota SUV RAV4.

If I am at fault for the accident, what is the best scenario in this case?  I do not care about the damage to my car, but I need the other party's car to be fixed in the most cost efficient and trouble free way possible.

ANSWER: Hello,

How long was it expired? What state? Were you ticketed for an expired driver's license?

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QUESTION: It has been expired for about 7 months. It is California. I have never been ticketed for expiry, and there was no police at the scene, so i did not get any tickets


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I have been driving for a few years, and this is my first accident. I have just been so swamped with work that i forgot to renew my license.

I wonder whether the insurance company will inform DMV that I was in an accident. In that case, I wonder if:

1) DMV will put a black mark on my driving record
2) Whether they will inform the insurance company that my license has been expired
3) What are the rest of the possible legal and DMV related consequences?

Answer
Hello,

First, your insurance company has to cover any liability caused from the accident.

As far as the expired license, just go get it renewed tomorrow. Hopefully it has not lapsed so far that you need to take tests, but even so get it handled now, no matter how busy you are!!!

I do not know what the DMV will do, and I would not worry about it once your license is renewed.