Auto Insurance Claims: Having any Body Shop repair accident damages., Having any Body Shop repair accident damages.

Question
I was told by my insurance company that they will not authorize a check to the policy holder for repairs done by the policy holder.  It needs to go to a body shop for repair.  Is this true?  I've had other insurance agencies issue checks and we have taken care of the damages at home.

Answer
Hello Amy,

It depends. If your car is paid for (you are the only lien holder), then the insurance company must pay you (or whoever you authorize to receive payment).

If you have a loan, then the insurance company must protect the bank's interest. Please see:

http://www.auto-insurance-claim-advice.com/Financial-Responsibility.html

You policy probably (you must read it) has this clause in it, and thus the insurance company can probably do that.

I hope this helps,

Good Luck
Anne
http://www.quirogalawoffice.com/Spokane-Valley-attorneys.html
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