Auto Insurance Claims: about falls claim, modern cars, frame damage


Question
hello my friend had an minor accident with another car in which there was damage to back light and small damage to back bumper of other car my friend give them details but don't take there details now they send him claim of $7600  there is no witness and nobody take photos of either car so what can he do pls tell quickly he is in lot of stress  

Answer
If he has insurance, he needs to report the claim to them and tell them he thinks the other party is exaggerating the damages.  They will handle it.

If he does not have insurance, he does not have many options.  He should call the other insurer who is going after him, and try to work out a payment plan.  If they have paid the claim, he cannot really contest the amount at this point.  He may have to file bankruptcy.  This is why everyone needs insurance and it is really a bad decision to drive without it.

Keep in mind that repairing body damage to modern cars is very expensive.  Often what appears to be minor is not minor at all.  There could be frame damage that you cannot see.  The body parts of luxury cars are incredibly expensive.