Auto Insurance Claims: deer damage, deer damage, radiator


Question
Hello,
I hit a deer tonight and I do not have comprehensive. It did a lot of damage, even busted the radiator. Is there any other way to have these damages paid for or is it just gonna have to come out of my own pocket? Thanks so much.

Answer
Hello,

I hope you at least kept the deer for  food. It will be coming out of your pocket. If you did not have comp, you probably did not have collision either. I have never known hitting an animal being put under collision, but one could argue that.

Bottom line-if you do not have comp or collision, you won't be covered.