Auto Insurance Claims: UnInsured Driver Accident, uninsured driver, insurance policy

Question
My husband took my car from a parking lot and wrecked it while drinking and driving. Will this be covered by insurance? I reported the claim but I do not know if it is going to be denied..This is in NC.


Answer
Hi Tina,

In some states, some insurance policy do esclude coverage if an accident occurs while you are drunk. You would have to read your policy to know for sure. There are other factors that could come into plat as well, such as, was your husband at fault for the accident, did he get a ticket for DUI, etc. You should read your policy. OIf course at some point the insurance company will tell you it you are covered or not.

I hope this helps
Richard Hixenbaugh