Auto Insurance Claims: engine damage after theft, auto engine damage claim


Question
car was stolen and has been recovered. does the ins co pay for damage to the motor and drivetrain. it has no fluid it it when i picked it up and it runs rough

Answer
Yes, the engine damage should be covered. The cost to have a mechanic check out the damage is also covered. If the motor is replaced, they will either depreciate a new motor, or figure on a rebuilt motor with no depreciation.

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