Auto Insurance Claims: dui, total loss auto


Question
I was in an accident.  I was trying to not hit a deer and I wrecked my car.  The police came and ems.  I did not damage any property or myself.  I was drinking.  I did blow over the limit.  Will my insurance company cover my car?  I have full coverage and have been a safe driver on the policy for 15 years this is my first ticket.

Answer
Hello Amy,

Yes, they should cover your car. But they may rise your rates or "non-renew" your policy. If you have a copy of your original application, review it to see if there are any questions asking if you drink and how much or how often. Don't let them deny your claim saying you lied on your application. Make sure you get a fair settlement using the eBook on Automobile Total Loss for Insureds at UClaim.com. Currently on sale at around $6.00 and guaranteed.