Auto Insurance Claims: Q, toyota camery, welfare agency

Question
QUESTION: Hello
    
   I have a car that I want to sell. The title and insurance are under my ownership. A relative of mine recently arrived to the U.S from overseas, and he wants to buy my car, but he wants to keep the title ownership under my name because he is receiving some assistance, and does not want to report this car to the welfare agency. This car is 1992, and its value in blue book is only $1,700.

    If I sell it to him, can the title be in my name and insurance policy under his name? I know there are thousands of people who are doing the same thing, but I don't know if there will be any bad consequences in case we did this. I want to make sure that I don't have to get involved if he is in a car accident whether it is his fault or not. I wounder if I can keep registration under my name too, but I am also wondering if he got stopped by police, he will have to show both driver license and registration and the name will not match on both.

     Thank you


ANSWER: Hello,

You can do anything you want, but think about this--You are assisting in a fraud on the part of welfare and it could go backwards on you real quick!!

Next, this person crashes the car; want to guess who is liable? YOU!

The engine blows and the person quits paying you--you have absolutey no legal leg to stand on. You won't collect a dime. Besides welfare and disability people are more or less unsueable.


No matter how good this deal sounds, you are creating a headache for yourself.

If you have an insurance claim with this person driving, not only can you get denied, but you will go under investigation.

DON"T DO THIS!!!!!! I get horror stories like this quite often after the deal was done!!



Want to give me the car? I will take care of it honest!!!!

Rob

---------- FOLLOW-UP ----------

QUESTION: Dear Sir

    What do you mean by give you the car? Do you want to buy it? The car is Toyota Camery, and is located in Detroit/ Michigan. I do not want to give it for free. I want to sell the car for $1,700. Blue book rate.

Thank you.

Answer
Hello,

I don't want your car. I was just making a point that the results would be the same if you let your relative get the vehicle.

You asked me a question as to what could happen to you if you did this type of deal and I explained it could be the worst nightmare in your life.

I sold a car to my brother. I paid for all the parts. He then told me he did not owe the money anymore because he sold the car. ??????

Bottom line, as to your description of the situation you are breaking many laws and if you don't sell the vehicle to someone accepting the title under their name, their own insurance you are liable.

Don't try the registration and insurance games-you could end up in trouble.

Its best not to do any business transactions with relatives. Tears families apart.