Auto Insurance Claims: My car was stolen, key of the proper type, insurance denial

Question
My car was stolen about a week ago, and I got a rental vehicle for about 8 days already.  I just got a call from a special investigation unit rep saying that my claim was sent to his dept, and my rental would only be covered until today.  The guy said that when a claim is sent to his dept they stop the rental coverage & if my claim is paid then I can get reimburse if I got a rental & paid on my own. Can the insurance company do that?  I understand that they will reimburse me, but what is the sense of me paying for rental coverage?  I need a rental now and need them to pay for it, not reimburse later on. I'm still responsible for paying for my car until recovered or 'till the claim is paid out if they do not recover it. Please help...

Answer
Hi,

Bad news--If they are investigating the theft, chances are almost 100% that they intend on denying the claim. You can do nothing until you are denied. Sometimes this process can take months.
The insurance investigators are investigating the theft not to find out who stole it, but how they can build a case against you.

The concept is becauuse you have a factory anti-theft system, your car can't be stolen and you must have something to do with the theft.

They will hire some "Independent" forensic locksmith Hack that will state your car was last operated by what is inferred to be one of your keys.

Keep in mind, the truth is not on your side. You can tell them all the ways your car can be stolen, but it falls on deaf ears.

To my knowledge, I am the only national expert that opposes the hacks quite successfully working with the attorney.

You are by no means the only person going through this. I deal with this on a daily basis across the US and Canada. Stopped keeping track of prevailing cases after a 100. The firm's record of being on the prevailing side because of the detail is 100-5, although in reality much higher. In the last two years alone, our side has prevailed against the insurance companies over 20 times.

This is not bragging. It's fact!

In order for you to learn more about what is happening to you go to http://www.autotheftexpert.com

Rob