Auto Insurance Claims: What can we do when we expect fraud, new years eve, wheel alignment

Question
On New Years Eve my son took his dirt bike out to check it after fixing it.Although not an excuse, we had just moved to Georgia from NY and did not even know that a dirt bike needed insurance,or registration. Well one of our neighbors was coming to park his car, although I have seen him wide turn his driveway before I was not with my son, the guy wide turned so my son went to go around him and the guy turned in his driveway and my son went down.He used his right foot to stop the bike from hitting the car and doing more damage the ONLY thing that touched this car was his foot and the dirt bikes motor which was on the bottom of the bike.I have taken pictures of the bike today after the accident I also have before photos. The estimate is for 2,038.00. All that was damaged was the driver side door I had several witnesses that saw it.The estimate is for all wheel alignment and wheel balanced that supposedly the bike went under the cars tire, but yet my son's leg was not crushed and the bike is in perfect shape, also the insurance company paid for the front bumper, the headlight, the fender and also the mirror.These things were all fine.We are picking up the police report tomorrow, I believe the police officer was in on this cause he said how bad it would have been if the car had gone over my son. Also he threatened my son with "a ton of tickets" gave him 4 and went back when we did not agree with something he said and gave us another one.

Answer
Hi Mystica,

It is possible that in the flury of the incident, that the dirt bike did hit other parts of the car. In order to prove fraud you would have to have photos of the neighbors car before the incident to prove that these damages existed before the incident with your son. The insurance company damage inspectors are trained to be able to seperate old damage from new damage. They must have felt that all the damage was related.

Unfortunately there is not much you can do at this point.

I hope this helps
Richard Hixenbaugh