Auto Insurance Claims: Bodily Injuring Claim still open after six months, bodily injury liability, ambulance chaser

Question
Six months ago, I rear-ended a vehicle at a stoplight.  The accident was my fault.  At the time of the accident, the only apparent damage to the other person's vehicle was a broken taillight.  The driver (the sole passenger of the other vehicle) didn't report any injuries at the time.  My first claims agent told me that property damage liability shouldn't be a problem since my $10,000 coverage limit should cover any damage to the other driver's 1984 Volvo.  Later, the driver of the other vehicle filed a claim for bodily injury.

Each week, I check online the status of the claim and each week it remains "Open."  I'm increasingly worried that six months of medical treatment may exhaust my $15,000 limit of bodily injury liability.  I assume there are other scenarios (wrangling over compensation) that may explain the six months of an open claim; however, with each passing month, I fear that he is indeed incurring medical bills.

My question:  Should I call my insurance company to see what is going on?  Would they/could they tell me anything useful?  When I first spoke with them I was a bit alarmed that a bodily injury claim was being made--when I asked what I should do, my second claims agent (the one handling the bodily injury claim) told me there was nothing to do and that they would contact me if they needed to.  Finally, is there any advice for someone in my situation (someone perhaps facing liability for damages over his or her limits)?  

About me: I’m a recent college graduate with no notable assets aside from my 1987 car and a couple thousand dollars in savings.

Thank you very much for (hopefully) shedding some light on my situation.

Answer
Hi Jeremy,

You have nothing to worry about. Your insurance comapny will handle the settlement within your policy limits. This person you hit likely has found an ambulance chaser attorney who may be advising this person to continue treating. Your insurance adjuster will use the minimal nature of the impact to negate the claims of injury. You have no assets for anyone to go after, so just relax and let your insurance company handle it. They are very used to these situations.

I hope this helps
Richard Hixenbaugh