Auto Insurance Claims: check from insurance, check from insurance, car accident


Question
Hi i recently got in a car accident and the driver wasn't insured. but the owner was and i filed with my insurance and theirs. my insurance fixed the car and the other insurance sent me a check for the damage what do i do with the check? its in my name. also my insurance said they were seeking for the other insurance company to pay back the deductible and they would reimburse when they got it.

Answer
Well, if the other insurance company paid you, you have to turn those funds into your insurance company (mines your deductible). You cannot have double recovery and your own insurance policy probably have subrogation of rights clauses in it. To learn more about subrogation of rights, visit:
http://www.auto-insurance-claim-advice.com/Subrogation-of-Rights.html

This means that you have contractual duty to refund the money to your insurance company.

I hope this helps,

Good Luck
Anne
http://www.SpokaneLegalHelp.com