Auto Insurance Claims: Drive record & insurance, sorry for the confusion, insurance question


Question
QUESTION: My insurance company has my old driver license info from the state I lived in, and I have never been asked to update the driver license info from the current state I live.    I claimed a couple of times, but I didn’t have any issues.   It has been almost 5 years since I moved to the current state.  Yet, my insurance company has my old driver license info.   
In this case, I am wondering if my insurance company will not have my up-to-date driving record at all as to their system will be looking for my driving record based on my old drive license.    When I claimed, my insurance company should have gotten my current license info, but, anyway, they have my old driver license info on their system.
Suppose I got a traffic ticket, should my insurance company know it or not as to they don’t have my current driver license info?

Thanks you


ANSWER: Hi Dan,

Most states require that you change your driver license within 30 days of moving. If you get stopped for any reason you may get a ticket for not changing your license.

If your insurance company has your current address, thay may also be checking your current state for tickets. Regardless if they do or do not you should change your license to your current state. If they find out that you moved and did not tell them they can cancell your policy of charge you any additional premiums for the last 5 years if the area you're in now would have higher rates.

I hope this helps
Richard Hixenbaugh

---------- FOLLOW-UP ----------

QUESTION: I changed my driver license accordingly.  My insurance company has my current address as well, but they have my old driver license number in their system still.  Of course, I gave them my new driver license info.  any ideas, in this case?

Thank you

Answer
Hi Dan,

Sorry for the confusion. If you changed your license and provided it to the insurance comapny then they will likely check the new license even though the system shows the old info. They may have other systems that you do not have access to.

Richard Hixenbaugh