Auto Insurance Claims: auto accident and lien holder, lienholder, lien holder


Question
I had a car accident and my car has a lienholder. I am married and the full coverage was in my husband name.  Is can i sue my husband insurance if a was injured in the accident? He was the driver, i was the passenger.  Also, do lienholders have an insurance coverage themselves that will allow them to file a totaled car as a tax rideoff.  this way i won't be responsible for paying off the balance since the car is totaled. Also,what will the lienholder do once they find out it's totaled? What can i expect?

Answer
First off, Thank you for your question.
Secondly,,I will need more information from you.
1.  What state are you in?
2.  Are you listed as a driver on this policy?
3.  Who is the lienholder?
If you can get me this information, I will be happy to help you further.  Each state is different and so is each lienholder.
Thanks and have Blessed Day!
Natasha