Auto Insurance Claims: question about comprehensive, auto insurance claim, acts of god


Question
If I was involved in a car accident due to bad road conditions ( snow and sleet) would it be covered under my comprehensive.

Answer
Probably not.

The theory is that you collided with the ground (hole, tree, rock, etc). and therefore you collision coverage will cover.

Comprehensive coverage is for acts of God that directly damage your car. If the snow melts and causes water damage, or that type of thing. Also, for collisions (the only time a collision is covered under comprehensive) with an animal, cow, deer, dog, etc.

Visit: http://www.auto-insurance-claim-advice.com/Comprehensive-Coverage.html for more information about comprehensive claims.

Good Luck,

Anne.