Auto Insurance Claims: car accident in icy parking lot, auto insurance claim, slick conditions

Question
My wife drove into her office parking lot and slid on black ice and hit her boss's (the owner of the busines and property) car.  Several employees state that they slid on this black ice too.  Her boss is very angry, which got me upset.  He arrived earlier so he had to know about the slick conditions, yet did not salt the lot.  So... are we responsible for the damage to his car or the other way around?  Should I tell the insurance company and let them pursue him on this point?

Answer
Hi Steve,

Speak of a bad day! Hitting your boss in the parking lot.

Well, you could make that claim. He/she should have do something to avoid the situation. However, most insurance companies will not put that duty on someone. They will probably put a higher duty on the driver of the car that came into the parking lot.

If the roads were icy, the insurance company will probably argue that it was the responsibility of the driver to come very slow. The will probably argue that the boss duty to put salt is not required by law. The one about going slow into an icy parking lot is.

You lose nothing by asking.

Good Luck,
C.Q.
http://www.auto-insurance-claim-advice.com