Auto Insurance Claims: Claim help, salvage title, civic hatchback

Question
Hello I am from phoenix az and i had my car recently stolen. the question that I am asking is, Is there any way to fight a theft settlement? I had a civic hatchback with lots of after market parts so I put 4,000 more on my insurance for the parts. When my car got stolen I found out that the vehicle had been totaled 6 times so I know that diminished the value as the salvage title to 1/2.I only had as much receipts as i could find for my parts. The vehicle came with parts already on it so i obviously had no receipts for those. The adjuster said that I only had 1000 in parts, and some other numbers that i cant recall. the settlement final number is 1500. which i believe is not close to the parts i put on it. So is there a way to adjust this claim? thank you

Answer
Hi James,

Even though you purchase additional coverage for aftermarket parts, at the time of a claim it is up to you to provide proof that those parts were purchased and that they were installed on the vehicle. Even with this proof the insurance will only pay the depreciated value of those items.

So you will need to provide soke kind of proof in order to get paid. TYou will need receipts or maybe if you have any pictures of th car specifically showing the items you want to be paid for. Otherwise they just won't pay for them.

I hope this helps
Richard Hixenbaugh