Auto Insurance Claims: Did not report to his insurance!, rental coverage, police the police


Question
My wife was invovled in an accident.  She called the police.  The police gave her the report to my wife.  We called our insurance.  It is other driver fault.  The other driver did not report to his insurance.  Our insurance came to our house and take picture of our car and we gave him a copy of the police report.  We are waiting for our car to be fixed.  What we do when other driver who is at fault of accident did not report the accident?

Answer
Hi John,

Since your insurance company is handling the claim, they will go after the other insurance company to get back their money as well as your deductible and rental car expense if you have rental coverage on your policy.

If you do not have rental coverage, you will need to rent a car then present the paid bill to the at-fault insurance for reimbursement.

You should still contact the at-fault insurance just to be sure they have all the information they need to accept liability.

I hope this helps
Richard Hixenbaugh