Auto Insurance Claims: Rental insurance, visa debit card, rental insurance


Question
My girlfriend rented a car for a business trip and bought the LDWI(loss of damage waiver). She did not list me as a driver and I just got in an accident with the car here in Minnesota. The policeman did not do an accident report but gave us reports to fill out with in 10 days and had us exchange information. Will the LDW pay the claim? Will her or may insurance or her Visa debit card pay the claim. Please help! Thank you!!

Dave

Answer
Hi Dave,

I think this is going to be a tough situation for you. The ldw coverage generally only provides coverage for the drivers listed in the rental contract. Your insurance likely will not pay because you were not listed on the rental contract. As for the credit card, I'm not sure, But I will bet the answer will be the same.

I wish I had better news
Richard Hixenbaugh