Auto Insurance Claims: insurance claim, insurance claim, state farm

Question
hello thank you for taking time answer my question i make it short . im costumer with state farm  i had claims for flood in 2008 and 2009  i have fixed the problem for flood no more problem state farm paid me for 2 claim $14000 total . question i was told not to ask for 3rd claim ?  i have wind damage on  my house roof insurance will maybe pay it but im afraid to ask for 3rd claim do you see any problem for me to ask for 3rd claim  to pay for roof ? will they remove me from insurance after 3rd claim?  can we split the bill if there is option like that  thank you ?

Answer
Most insurers will either or both raise deductible and premium or non renew the policy and only give 2 weeks notice before the renewal. Consider getting a quote from another insurer before you are cancelled. Also just ask your agent, in writing, before you make a 3rd claim. what SF would do.