Auto body repair & detailing: 2004 ford expedition front bumper, small claims court, unseen damage


Question
I backed in to a ford expedition 2004, My toyota 2004 camry has no damage. This lady claims that I have damaged her plastic car excessively. I cannot comprehend how my car at such a low speed can do harm?. My husband looked at her SUV and saw no damage underneath her plastic bumper. To my husband  and I we see this as her trying to get us to pay from prior damage. I really need your expert advise as I feel I am being held responsible for something I did not do.

Answer
Hi Rosa,

It does sound as if she may be trying to pull a fast one. My advice is call your insurance company. Tell your agent exactly what has happened and what you feel Ms. Expedition is try to pull over. Your agent may want to inspect your car for any unseen damage. Have your agent handle Ms. Expedition. After all that's why you pay for insurance. I would say what will probably happen is Ms. Expedition will either drop it or she will take your insurance company to small claims court. Either way your headache should be over with. Good luck with it and I hope this helps out.

Gary