4 ways shopping for insurance can help your holiday budget

With Black Friday behind us and the holidays ahead, who couldn’t use a little extra cash? Here are four ways shopping your insurance can make a difference in your budget.

1. The achievements you’ll be celebrating this New Year may qualify you for a better auto insurance rate.

Did you just graduate college? Land your dream job? Marry your love? Clean up your credit report? Buy a home? If you’ve got a head start on your New Year resolution, it’s time to shop for insurance. Rates change with the benchmarks in your life, so checking prices can help you maximize your savings. We make this fast and easy to see if your rates have gone down. Simply call us at 1-800-258-5101 or visit us online to compare quotes from top-tier insurance providers.

2. Get discounts on more than your holiday shopping list.

Did you know that on average, consumers visit three sites before making a purchase*? The average consumer is savvier than ever at getting the best deals for their dollar, creating a competitive landscape for businesses. Insurance is no different. Insurance companies offer a variety of discounts to reward their desired customers for exhibiting responsible behavior. These commonly include discounts for owning your own home, having a clean driving record, and working in a technical or business profession. Ask your agent which discounts you qualify for.

3. Bundle up this winter, including your policies!

Most insurers offer deep discounts for multi-policy and multi-car purchases, so if you’re a homeowner or have more than one car, you are likely better off insuring them with the same company. Get a quote today.

4. Rates change daily.

Your behavior isn’t the only thing that affects your insurance price. Your age, the age of your vehicle, the amount of time since you’ve had a claim or a ticket… thousands of variables compose your insurance rate and each company weighs these factors differently, making comparison shopping the best way to get a great price and coverage. Answer Financial makes this process easy by helping you do in minutes what usually take hours.

To see if you could be saving for your season festivities, get a free personalized rate check today.

*Reference: Allan, Scott (August 2012). Consumer Behavior And Today’s Publishers: Why Advertisers Love The Affiliate Channel, from MarketingLand.com