Those cute little babies are going to grow into drivers at some point and you will have to add them to any Georgia auto insurance quotes you obtain. How much it costs may surprise you. You could comfortably see that your GA auto insurance quote jumps 50% and as much as 100% from where it now. That beomes quite a bit to pay over a year. Here are some reasons for that and steps to reduce the shock of adding a teen driver when you get your auto insurance quote.
The key reasons why you will see this bump in any Georgia insurance quote is simply because vehicle crashes are the biggest cause of death among those aged 15-20. And insurance companies do not like risk or paying out on policies. So they raise the rates to protect their exposure. Good business move for them, expensive budget item in your case. And quite often that age group are not very good drivers, talk on cells and also, and more stupidly, text whilst driving and look at friends in the automobile with them. Is it any wonder that they have increased accidents?
Studies have shown two points to be aware of with teen drivers. The first, they have a greater danger of accidents late in the evening or at night. This is why the modifications are now in place for when teens are allowed to drive in a number of states. Secondly, they have an increased chance of accidents if there are friends in the automobile.
So, what options are there for those interested in a Georgia auto insurance quote. Actually, there are a few choices. The more of them you do, the much better chance of getting inexpensive automobile insurance quotes. First of all, you will want to shop on-line for a lot of GA auto insurance quotes. That allows you to see the pricing from various companies. You will be able to compare them and locate the best one which will fit your budget. It will only take a few minutes to complete a simple form, submit it and have back a lot of quotes to review.
Students that get good grades are also qualify for a good Student discount. Most insurance companies require a GPA of B or improved to be eligible for this discount. If your student qualifies, it is definitely worth exploring.
Another choice that a lot of individuals do not know about is adding electronic devices to cars that monitor a teen driving and sends alerts to parents. The insurance firms are subsidizing the fee of adding these devices and are also offering discounts for the families that get their insurance through them as well. When you are looking for an automobile insurance quote, this might be some thing that you just prefer to investigate.
Last but not least, you will find also online courses that are out there and available for both parents and children on driving security. If both get the course, you are eligible for a discount on your Georgia auto insurance quote. Who knows, it might be worthwhile for both of you to do?
While it never be cheap to get a Georgia auto insurance quote that includes a teen, you can find methods to better the cost substantially. A few minutes of time to see what choices you have can show you some great rates. And then hope your teen is a better driver than the norm!
