Who doesn't want to get lower New Jersey auto insurance quotes? If you don't really want to, no sense reading the rest of this! If you are interested in a more affordable New Jersey auto insurance quote, then check out this list of questions that will help you drop those rates!
It happens far too frequently that when we are looking for any type of New Jersey insurance quote, that we don't ask many questions. Those who know how to keep their costs down, understand that asking questions is the only way to get savings on just about anything. First you need to get three to five New Jersey auto insurance quotes so you can compare what is being offered. If you do that by getting insurance quotes online, you can have that completed within a few minutes. Don't just settle for a couple, make sure you have several to see what options are available.
After you have several New Jersey auto insurance quotes in hand, it's time to see what your options are. As you go through the quotes, remember that there are several questions to keep in the back of your mind. Some will be useful now, others you might use in the future.
Each of these areas are places to look for a possible discount in your New Jersey auto insurance quote:
* Do you have a $250 or a $500 deductible?
* Can you raise it to $1000?
* By insuring two more more cars can you get a discount?
* Do you qualify for a long term customer discount?
* No accident in more than 3 years? Is there a discount for that?
* Has it been more than three years since your last moving vehicle violation?
* Have you taken a driver training course?
* Are there discounts for taking a defensive driving course?
* If you have or add anti-theft devices are you eligible for a discount?
* Do you qualify for a low mileage discount for being an infrequent driver?
* Do the airbags that you have allow you to qualify for a discount?
* Are you driving with daytime running lights?
* Can you put your auto and homeowners insurance or renters insurance with the same company?
* Do the college students in the family live away from home?
That big list can help you save substantially on a New Jersey auto insurance quote. Individually they can save about 5-20% each on your bill. Make sure that you carefully review your quotes to see if all the discounts that you are eligible for are included in your quotes. For all that are missing, talk with the insurance company and see if you can get that discount? Since you're talking to them, see if they have any discounts that you might be eligible for as well.
By using the checklist to get all of your questions answered, your New Jersey auto insurance quote now has better coverage at an affordable rate. By asking the right questions, your NJ car insurance quotes are hundreds less than they would have been. If you add up the savings over time, this was definitely worth a few minutes of your time!
