There are so many ways that you can save money on your auto insurance - by following this simple checklist you can help yourself find and keep affordable auto insurance.
1. Get additional safety features that you can add onto your car. From antilock braking devices and other collision preventative steps to extra mirrors, these and other added features can make your car safer and easier to insure. This will lead directly to more affordable auto insurance. Most importantly, make sure that your vehicle is installed with proper anti-theft devices.
2. Consider your daily, weekly and annual mileage. If you have a short commute to work and barely drive outside of your daily necessities, you can save money with a special low mileage rate, a great way to have affordable auto insurance - the less you drive, the less likely you are to have an accident and the easier you are to insure.
3. If you have multiple cars and multiple drivers in your household, look into a multi-car and a multi-policy discount. Most insurance companies offer these types of discounts to their loyal customers; by covering more vehicles and more people you will find more affordable auto insurance.
4. Consider an annual policy rather than a month-to-month or every-6-months renewal. Companies reward customers for loyalty (some even offer an additional discount for longevity of coverage with the same company). When you stick with your affordable auto insurance for an entire year you can save money.
5. Begin paying your affordable auto insurance premiums automatically using your insurance companies EFT payment system. EFT (electronic fund transfers) transfers money directly from your bank account to the insurance company. This will save you time and will ensure you remember to pay your premium on time. Also your insurance company will love it. Rates are often more affordable for people who choose to pay using EFT.
6. Forego rental coverage on your affordable auto insurance policy. By taking a closer look at your policy you can find things like this that you can eliminate from your coverage and make your policy a more affordable auto insurance policy.
7. Look into bundling your different types of insurance. If you have homeowners, renters, boat, RV or any other type of insurance which your affordable auto insurance company covers, ask them about combining all of your policies. This can lead to a cheaper bundled rate and save you money.
