There are many ways that you can do to save lots of money on auto insurance every year. This, of course, call for cautious spending if your money is to be spent wisely.
Here are some important reminders which I compiled for those who wish to save money for rainy days:
a. Get the low mileage discount: - Options such as car pool, take the bus, or cycling to work are good options which we need to opt for as an alternative to car driving. One will be able to get a special discount on low mileage if your annual mileage is below 10,000 miles. The low mileage discount can range from 10% to 20% depends on different areas and states.
b. Hybrid discount: - Owners of hybrid cars are sometimes offered hybrid discounts by some insurance companies. Hybrid vehicles attract less premiums due to their high fuel efficiency and friendliness to the environment.
c. Discounts for anti-lock brakes and onboard airbags: - Pasadena Auto Insurance companies often promote safety features in your vehicles. Safe cars can attract cheaper premiums due to these added features and normally these types of vehicles are not the thieves' favorite.
d. Increase ( or at least sustain) your good credit score: - Avoid violation of any traffic rules or tickets, follow traffic regulations and policy and be obedient on the road - Good credit score will lower your Pasadena auto insurance rate, while any violation of traffic rules will affect your credit scores and therefore will lead you to a higher "penalty" to pay higher insurance rate.
e. Do not allow your policy to expire by missing some of the monthly payments: - In fact, a missed payment is illegal in some countries. It can badly affect your credit score and it can make your next auto insurance more expensive in the future because of your low credibility.
f. Brilliant students: - In order to motivate academic excellence, some Pasadena auto insurance companies provide 'Good student Discount" in high school and colleges for students which have done better than average, with a certain GPA mark to be fulfilled. To the society, good students tend to become a better driver in the future with great responsibility in the road for their own safety and other road users too.
g. Switch to Deductible: - For a vehicle less than 5 years old, a deductible of $500 or $1000 is preferable over a deductible of $5,000 or higher. You could easily save at least 20% of your comprehensive auto premiums if your vehicle is newer.
