Finding reliable Reno auto insurance

Reno Insurance Requirements

Reno auto insurance requirements include mandatory liability policy covered that must be issued by a company properly licensed in Nevada. The insurance company must provide specific information through the "Nevada LIVE - (Liability Insurance Validation Electronically)" system. Reno insurance must be in the name of at least one driver who is registered on the driver's registration form. Reno insurance may not be obtained by a company that is not properly licensed to do business in Nevada.

Reno Auto Insurance

Nevada drivers must carry a liability insurance policy that includes minimum coverage of $15,000 for bodily injury or death of one person; $30,000 for bodily injury or death of two or more persons; and $10,000 for injury to or destruction of property of others. All of this coverage must apply to a single accident. Evidence of Insurance cards must be presented to the registrar of motor vehicles for first time registrations, renewals and reinstatements. The forms must also be carried with drivers to be presented upon request if a driver is stopped.

Reno auto insurance providers or drivers must present the following information to the DMV when policies are changed

* Name of the insurance company
* Insurance policy number
* Date the policy went into effect
* Date that the policy will expire

Additional information that may be required includes the name of the insured since Nevada does require the name of the registered driver to appear on the policy. It is also important to note that there is no allowable grace period between insurance policies, allowing your policy to lapse could result in the suspension of registration and a mandatory fee of $250 for reinstatement.

Rules for canceling Reno auto insurance

A driver who wishes to cancel their insurance policy may only do so by surrendering their license plates first. The Nevada Department of Motor Vehicles will not allow any driver to keep their license plates without a valid liability policy. While Nevada does not require Reno drivers to carry collision insurance, liability policies must be in place for all drivers.

Summary

Drivers who are interested in owning and operating a motor vehicle in Nevada must understand the rules that are set down by the Nevada Department of Motor vehicles. Qualified Reno auto insurance providers will provide the required information and help make sure that your automobile has the necessary coverage allowing drivers to operate their vehicles within the laws of Nevada. Do not leave this to chance, finding a qualified auto insurance provider will help keep you safe and prevent unnecessary lapses in your auto insurance coverage.