California is home to many iconic beaches, miles of scenic highways, and nearly 24 million licensed drivers all eager for the upcoming summer months. Although the Golden State is a popular destination for many vacationers, there are several dangers that vehicle owners should be aware of that may increase their accident potential. If someone is involved in a collision or files a claim, there is a good chance that their insurance rates will go up. To avoid paying more for protection, it’s often best for motorists to take preventative measures.
One of the biggest attractions in CA during the summer is the Pacific Ocean. As a result, beach towns and scenic highways can get clogged with people eager for some fun in the sun. But with greater traffic density and competitive parking comes a higher chance of being involved in an accident, which can make California auto insurance prices higher. These driving situations are only made worse by the increased density of younger motorists.
Already young and inexperienced motorists are statistically prone to filing car insurance claims. Mix in the joy of summer vacation and the occasional party and residents have a potentially dangerous driving situation. Unfortunately, for younger motorists, alcohol can also be a major problem. In 2010 drivers in the 21-24 age group experienced the highest percentage of fatal crashes with BAC levels of 0.08 or higher. Studies have also shown that the 100 days between Memorial Day and Labor Day are among the deadliest for CA teens.
To help motorists in the Golden State stay safe and avoid paying higher rates, the CA Insurance Commissioner encourages drivers to take the necessary precautions to avoid these common summertime dangers. Residents should always obey the posted speed limit and exercise extra caution while driving through crowded areas to avoid hitting any pedestrians.
Additionally, all residents are encouraged to create a plan before setting out on a summer road trip. Spending more time looking at the road instead of a map or GPS device can translate into safer travels. Additionally, vacationers are urged to thoroughly inspect their vehicles to avoid possible accident-causing blowouts or breakdowns while cruising down the California coast.
Source: http://www.onlineautoinsurance.com/california/
