Regulations of North Carolina auto insurance require drivers to maintain coverage when owning and operating a motor vehicle. The state’s law requires the owning of liability coverage which is the most popular amongst consumers; however, the most popular is not always the most effective coverage since it only may provide coverage for third parties leaving personal damages uncovered. OnlineAutoInsurance.com helps consumers find the right coverage at an affordable rate with a free quote comparison from multiple companies.
North Carolina regulations mandate that persons in the state must maintain minimum liability coverage of $30,000 for bodily injury for each person, $60,000 bodily injury total for each incident, and $25,000 for property damage.
Failure to abide by the state’s minimum insurance requirements may result in having points put on the driving record, citation fines, and having a driver’s license suspension. Such points may affect renewals and raise the rates on insurance. Being cited also results in hundreds of dollars in court costs and fines.
On top of the monetary effects of having no insurance, a person’s license may also be suspended resulting in the inability to drive. When involved in an accident or caught without a policy in force, one may face financial damages from having to repair personal and third party damages out of pocket or from personal assets.
Liability Car Insurance in NC
Don’t get caught without liability car insurance in NC. Get informed and save by knowing what coverage is mandated by the state and satisfying the requirements. The state minimums are the most popular amongst policies; however, it is not always the most effective coverage to have. Only having the minimums puts the policyholder at risk financially and can put their stability in jeopardy. Also, accidents may involve more damage than the coverage afforded, so consider higher limits to avoid being underinsured.
Liability protection in North Carolina is effective in preventing major costs to the consumer associated with accidents. Visit OnlineAutoInsurance.com to search for online auto insurance the easy way. Find the lowest rates from an array of carriers by completing one single set of questions and enjoy shopping at the luxury of your own home, since there is no need to visit an office or even picking up the phone.
