How to Insure Car Tires

Vehicles aren't solely for transportation anymore. Now, people customize their vehicle to fit their personal styles, and sometimes that includes new tires and wheels. These are expensive additions, and they should be protected. But when the unexpected happens, you can be thankful if you have insurance.

  • Ask your dealer. New car dealers are the people who most frequently sell tire insurance. It's all too common for a routine drive to turn into a nightmare because of a blown tire. Tire insurance covers tire and wheel damage that happened on the road. It not only covers potholes, but also damage from debris in the road such as wood or nails.

  • Look into a road hazard policy. This has the same type of coverage as tire insurance, but it's available in more locations.

  • Take some money and place it in an interest bearing account to pay for insurance. You'll want to save enough money that you can replace the tires and the wheels should you need to.

  • Check your current insurance to see what it covers. It's possible that your current policy already covers theft, destruction of property, as well as some road hazards. Other necessities, such as a vehicle misalignment from hitting a pothole, may not not covered.