Auto Insurance Claims: accident backing out of driveway, cul de sac, wrong side of the road

Question
My Husband was backing out of our driveway and hit my neighbors drivers door.  My neighbor was driving the wrong way around a cul de sac and was on the wrong side of the road.  We are trying to decide whether or not to get insurance involved.  Who is likely to be charged, my husband who was backing out or my neighbor who was traveling on the wrong side of the road?  Thanks

Answer
Hi Linda,

Your husband would be considered to be at fault. When backing out of a driveway on to a road you have a greater duty to be sure all is clear before doing so. However, you may be able to convince your neighbor to accept some of the responsibility for going the wrong way.

I hope this helps
Richard Hixenbaugh