Auto Insurance Claims: jackknifed trailer, san francisco bay area, san francisco bay


Question
Earler today, in a moment of haste. I forgot that i had hooked to a small trailer. I Reversed pretty fast, jack-knifed the traier causing signifigant damage to my pickup would this be covered by my comp or collision

Answer
Hi Jonathan,
Sorry, but it will fall under collision.  Unless you also carry collision on the trailer, no coverage will exist for it's damage
(assuming that it belongs to you).  Your policy doesn't cover
damage to your own property.

If you do carry collision on the trailer, both the trailer and
the truck will each be subject to the applicable deductibles.

I hope that you find this information to be of help.  Your feedback
by rating my response will be appreciated.

Sincerely,
Bennie
San Francisco Bay Area