Auto Insurance Claims: Settlement, goose egg, steering wheel


Question
I was rear ended a few months back, now the other party's insurance wants to settle. They only offered 500.00. I had a pretty size goose egg on my forehead from the steering wheel. I missed two days of work and had no one to stay with me for the 24 hrs needed to watch for complications. I would rather settle this myself what should a fair settlement be around? Thanks I hope this isn't an inappropriate question.

Answer
Pam, I will need additional information to answer your question.  Please send me a follow-up with:

-list each of your medical bills - provider, date, and amount, even if someone else paid the medical bills.

-list the gross amount of wages you would have earned on the two days you missed work, even if you were paid by your employer or reimbursed elsewhere.

-describe your injury and how long the pain lasted.  Any lingering problems?

-describe the damage to the vehicles