Auto Insurance Claims: Who does the check go to, finance company, insurance company

Question
when the insurance company has made the decision  to total out your car & the car is still being financed who will get the check

Answer
Hi Alicia,

If the total amount that is being paid is more than the balance of your loan, the insurance company will send a check to your finance company for the balance of your loan and will send you a check for the balance. If you owe more on the car than it is worth then they will send the entire check to the finance company. You will then need to make arrangements with the finance comapny to pay the remaining balance.

I hope this helps
Richard Hixenbaugh