Auto Insurance Claims: car lost due at fire, lightning strike, neighbor
Questionhi mi 2 cars was parquing on mi driway when next door house got on fire ,mi 2 cars got melted ,mi insurance dont cover tahat have mi neigbord insurance house pay for mi total lost off both cars???
AnswerYour neighbor's insurance will likely only be liable for your cars if your neighbor was somehow negligent in causing the fire. If it was something like a lightning strike that caused the fire, then your neighbor was not negligent. If your neighbor was doing something kind of stupid to catch their house on fire, then they may be liable.
