Auto Insurance Claims: Estimates prior to going to insurance adjuster?, body shop estimates, insurance adjuster


Question
I was hit in the side by a pick up exiting from a parking place in a parking lot. The other driver has admitted fault and his insurance company has accepted responsibility for the damages. I have an appointment to meet their adjuster on Saturday to estimate my car where they will cut me a check for the damages same day. My question is should I have the car estimated by other shops before going to them to see if they are giving me a fair amount for damages, or as one body shop said, it won't matter what estimates that I get, just what the insurance adjuster says damages are. I live in North Carolina.

Answer
The insurance estimator is going to write the estimate according to the guidelines of his company.  He is not going to change it because you have body shop estimates.  If the insurance estimate is not sufficient, then the body shop can submit a supplement to the insurance company and negotiate directly with them.