Tips on Buying Cars: engine is going out, factory warranty, original factory

Question
i bought a car last year that was used im still making payments on it just found out the engine is bad do i have any options

Answer
Is there any time or miles left on the original factory warranty?  Did you get a warranty when you bought the vehicle?  Did you purchase a service contract when you bought the car?  You need to give me a lot more info (like the year, make and model of the car, along with its current mileage) before I can even begin to answer your question.