Tips on Buying Cars: getting car loan when retired, mutual fund portfolio, fica score

Question
I have a two part question, hope you don't mind.
I recently moved, after living in the same apartment for 15 years and may need to get a car loan within the next year or two. I'm retired so have little income but my credit is good. Besides credit and income, I'm told they also look at length of residency at the current address. In my case it won't be very long since I recently moved, would they look at the address before that too, and take into account that I lived there 15 years? Otherwise, that part won't look good.
The second part is, even though I'm now retired with little income, I have good credit and some investments (mutual fund portfolio, annuity,); how difficult will it be to get a loan with little income, even though I know I could pay it? Would I have to show them my investment portfolio? Would it help to get the loan by making a huge down payment and finance very little? Thanks  

Answer
Hi Lee,
With good credit the finance company will not be concerned about your length of residence. They may want to see some proof of your investments. With a certain FICA score most of the time don't require any proof of anything. I would go to your bank first. Try not to put a large down payment on a car loan. You'd make more with your money somewhere else than something that does nothing but depreciate.

Email anytime with further questions and good luck.