What would happen to you if you were pulled over for driving under the influence? Driving under the influence is a very serious offense and can be even tougher to maintain or get DUI car insurance. Laws differ from state to state, which is why there is no constant punishment. However, for first time offenders, punishment may include, or a combination of a fine, jail time, probation, community service or suspension. If you have been convicted of DUI, it might be on your criminal record the rest of your life. Offenses that are added to your driving record, potential employers and insurance companies can gain access to.
If you have ever had a DUI conviction, you most certainly know that the consequences can be both humiliating and expensive. It depends upon the state you are in and it laws regarding driving under the influence. Typically, your license will be suspended, or revoked followed by a conviction for drunk driving.
DUI car insurance is a major concern for those convicted of driving under the influence or any other alcohol-related driving felony. Companies offering DUI car insurance evaluate their premium on many factors, but most important is your driving record. DUI charges will cause many insurers?to drop their customer, or increase the premium rates considerably.
Introduction To DUI Car Insurance
It is essential for anyone charged with any drunk driving offense to get professional advice regarding their car insurance situation, just as you would need help with legal situations. If you are pulled over for drunk driving and then convicted, DUI car insurance companies check the driving records for every potential client to determine what rate to charge them. If the person has one or more convictions of any type, the car insurance company will often charge a higher premium for car insurance.
In order to keep your insurance rates down, it is important to keep your driving record as clean as possible. Shop online for the best rates and coverage, which will best serve your needs. Remember, your license can be suspended if it is found that you do not have proper liability insurance or financial responsibility for your automobile.
After your DUI conviction, you want to put it all behind you and get on with your life. However, if you need a car to go to work, to the supermarket, or to the doctor's, you have to have insurance. When you do purchase insurance, your car insurance premium might cost you more monies, or your policy might be cancelled all together, just because of you drove under the influence. DUI car insurance will be tougher to get in the long run or your policy might be suspended depending upon you insurance company. So, it is at your best interest to keep your driving record clean of any type conviction, and if you want to go out and have a drink or two, get a designated driver to drive you home!
