Insurance Fraud in America is becoming an epidemic. I willdiscuss several of the more prevalent auto insurance scams that are found inthe industry currently. I do this in hopes that you can spot these frauds andthen prevent them from occurring to yourself or other people. All they do ismake the insurance of the right and true go up.
In todays world one of the more popular insurance scamsdefrauding us involves the actual insurance and auto accidents. If I need to bespecific then I will have to say staged accidents fakes rigged. Theselittle plays have become incredibly elaborate and complex to the point ofinvolving teams of individuals and more than one mark car. There are variousstyles of these types of frauds of which include:
The first one to cover is known as the swoop and squatwhich involves three cars. Two of the cars are piloted by the scammers and the3rd is the unsuspecting victim or mark. The driver in the squat car putshimself in front of the victims car and the swoop car pulls in front of thesquat car to intentionally cut off the squat vehicle this action allows thesquat car to slam on his breaks which means that usually the victim cant reactfast enough and slams into the squat car. The swoop car continues on its jobcomplete. As far as the victim is concerned the swoop car caused the accident butsince they vanished into thin air the victim is stuck paying for car repairsand injury claims.
The side swipe scam happens at busy intersections that havetwo left hand turning lanes. The scammer positions his car in the outer leftlane and when the victims car enters the outer turn lane the criminal swipeshim. In order to have success at this fraud the criminal scouts theintersection out to ensure its busy and that drifting can occur.
The Panic Stop is very common. This scam involves an old carfilled with passengers. The car is driven in front of the marks car one ofthe passengers will look out the rear window at the victims car and will lookfor any signs of distraction such as answering the cell phone, looking down forbrief moment, turning the radio station or lighting a cigarette. Any possiblesituation where the drive can take his eyes off the road will work. When hisaction is spotted the driver of the scam car is notified and the brakes arepressed. The victim will claim they stopped short but it wont matter and hewill have to pay out for car damages andpersonal injury claims for everyperson in the car.
These criminals are the scum of the Earth. They figure theyare not hurting anyone but a big company. The fact is it that they are hurtingeveryone. Every insurance company is made to pay fraudulent claims and ourrates go up due to it.
Unfortunately, the only way to avoid being scammed like thisis to be cautious of any vehicle in front of you obey all traffic laws and ifsomeone in front of you is suspect increase your distance. These scams can onlywork if you are close enough to make it plausible.
