This question has posed lots of controversy - is onlineinsurance as safe as it would be if you went to the insurance office andacquired it yourself? Through recent research studies, the Internet has takenalmost all of the hassle out of shopping for auto insurance. You do not have tolisten to a boring sales pitch from people trying to land your account just sothey can make a sale.
When you think about how reliable online auto is, you mustconsider the information you type in. You wouldnt want to put in some wronginformation in case you did have an accident and suddenly find out that youwerent covered because the information you gave them was incorrect.
Before acquiring an online quote, be sure you have all theinformation in front of you just as you would if you were at the insuranceoffice.
The major insurance companies will give you a free quotewithout charging you, and you can compare their price against several othercompany quotes. The best thing to do is to make sure that the company youchoose can provide you with instant proof of insurance that can be printed outand carried in your insurance folder that you carry in your automobile.
Always read the fine print, as this is one of the mainreasons that a policy will not payoff if you are involved in an accident.People dont realize that even though it is not against the law to eat, drink,or even smoke while they are driving, most policies state that these suchthings are considered as negligent, and therefore will not payoff. Therefore itis up to the consumer (you) to be sure to read all the fine print.
Another misconception is that people think that they arecovered when they drive their friends car. In most cases THEY ARE NOT COVERED.If you are the only driver that is covered in your vehicle, NEVER loan your carto a friend or relative. If they are involved in an accident, YOU are the onethat is responsible, not just the person driving your car.
Telling the insurance companythat you drive 10 miles towork when it is actually 20 miles, will make your policy invalid. Remember, BETRUTHFUL when you acquire insurance because it is there to help you.
Many auto insurance companies offer discounts which arereadily available. For instance, you could get a discount for being a seniorcitizen, having certain safety features on your car. If you belong to any autoclubs will make your insurance premium rate even lower. Some occupationsproduce safe driving records that will also lower your rates. Some autoinsurance companies also give a discount if you cover your automobile and yourhouse.
Consumers can be at ease by shopping online for automobileinsurance, it is entirely safe and secure, just remember to be honest.
