Renting or Owning: Green Initiatives and Your Cheap Auto Insurance Quote Options

While it is becoming "cool" to walk or ride your bike to work because of being "green", it's just a fact of life that people need to have vehicle transportation, even if it is only occasionally. Depending on how "green" you are, you could be one of the few who have more choices in alternative cheap auto insurance quote options.

1. Owning a vehicle that partly or fully uses alternative fuel.

If you own a vehicle that is electric, partly electric, or some type of hybrid that doesn't use much gas, you might have several advantages over owning a standard gas-powered car. First, you may have some additional tax advantages with federal and state taxes. Secondly, you may have several more options for a cheap auto insurance quote based on insurance company provisions. Take the time to research your options as an evironmentally-conscious consumer and find all the quote choices that are available to you.

2. Renting a car only when needed.

If you do not own a car yourself, buit you do fairly often avail yourself to the rental car market, you have a few options to gain a cheap auto insurance quote as well. If you rent often, you probably would spend less money purchasing a "non-owner" liability policy so that you only have to purchase the physical damage part of the rental car company's coverage. If you only rent a car very occasionally, then it may be cheaper for you to just purchase the full insurance on the rental car policy.

However, go about it as an informed consumer. Check the cost by comparing cheap auto insurance quote options with several non-owner insurance carriers and compare these costs with the amount of coverage you have to purchase during the rental period. If you are renting a car for more than a week over the course of six months, you might find it costs about the same to get your own six-month non-owner policy. This way you are always covered even if you borrow someone's car.

Renting occasionally or owning an alternative fuel car provides additional options to consider when looking at liability insurance coverage. Get your best option by comparing various cheap auto insurance quote examples on a website that offers multiple quotes at once.