Two Tips on Discovering the Cheapest Auto Insurance in the Least Amount of Time

Looking for cheap auto insurance quotes in all the wrong places? This will give you a heads up in the right direction so you can finally get those elusive cheap auto insurance quotes that the television commercials suggest exist. First of all, stop dialing those toll-free numbers that insurance companies bombard you with during your favorite television shows. You are going to spend way more time getting iffy quotes and at the same time, missing your favorite programs.

1. Make one call for several cheap auto insurance quotes.

Your local phone book will have the information you need to find a broker agency in your community. These ads will show that they have more than one company to choose from. Avoid the agents who are "captive," meaning that they exclusively sell one brand.

Once you get ahold of this agency, you can give them all your information: Drivers, vehicles, coverage choices, and personal information. They will take this information and quote it with all the auto insurance companies they deal with to find out which ones are giving you cheap auto insurance quotes.

They will call you back with this information once they have it. So you basically spend about ten to fifteen minutes giving information one time and getting six or seven quotes from it.

2. Go online to an insurance referral site.

If you search car insurance quotes, you will come up with a list of the top companies, and then after that will be listed some of the top referral sites. This way you are less likely to hit a fraudulent website that steals your information and gives you nothing.

It works similar to the broker agency in that you put in your information once and almost immediately, it will bring back the top cheap auto insurance quotes from which you can pick.

Once you pick one, it will link you to that company's official website for you to finish your quote and provide additional information to check the accuracy of the quote. This is where you want to be very specific and have every piece of information filled out. Otherwise, you may end up with an entirely different price than you thought.

Using these two techniques will save you a lot of time and effort on checking cheap auto insurance quotes. Let the agents or the website searches take care of the work so you don't have to. Spend more time watching your favorite shows or just having fun with your friends and family knowing that you have the best protection at the cheapest price.