According to statistics compiled by Orlando regional transportation authorities, an average of 55 people are injured every single day in car accidents within Orange, Osceola, and Seminole counties. This works out to more than two people injured every hour. While most of these injuries are not life-threatening, it is always a good idea for anyone involved in an accident, no matter how minor, to seek immediate medical attention.
If you have been in a serious accident—that is, one where emergency personnel are dispatched to the scene—you will likely be taken to the hospital for immediate treatment. But many accidents are “fender benders” where no police, fire, or paramedic response is necessary. In such cases, you might ask yourself if it is worth the time and expense of going to the hospital, especially if you feel fine in the moments following the accident.
The truth is, you may be seriously injured even if you do not immediately feel pain or exhibit any other symptoms. It never hurts to get checked out. And if you notice any type of symptom (e.g., pain, dizziness, nausea) after an accident, you should absolutely go to the doctor. Never assume a symptom will subside on its own.
From a legal standpoint, seeking medical care following an accident is also a sound practice. Florida is a “no-fault” state, meaning all drivers are required to carry Personal Injury Protection (PIP) as part of their automobile insurance. A PIP-compliant policy must offer at least $10,000 in coverage for medical expenses. This includes payment of at least 80 percent “of all reasonable expenses for medically necessary” services rendered following an accident, including initial, follow-up, and referral visits to qualified medical practitioners. These benefits are only available, however, if you seek treatment within 14 days of an accident.
Should I Go to the Emergency Room or Wait to See My Own Doctor?
While the PIP law does not require an accident victim to go to the emergency room immediately after an accident, it may be a good idea to do so and not wait even a day or two to see your personal physician. Not only will the emergency room diagnose a potentially serious injury more quickly, it will create a “paper trail” that may be important should there be any questions regarding your claim. In other words, any delay in seeking treatment may be seen as evidence you are faking an injury or are seeking to blame the automobile accident for an injury suffered afterwards.
Can I Seek Treatment from an Alternative Medical Practitioner?
The PIP law does not just cover visits to the hospital or your physician. An insurer must also pay for any treatment provided by a Florida-licensed chiropractor, physical therapist, or health care clinic. The PIP law does not, however, cover massage therapy or acupuncture.You may have many legal questions following a car accident. A qualified Florida personal injury lawyer can advise you of your rights.
