Hit and Runs are among the most frustrating types of accidents because they can be difficult to prove, insurance companies won't want to pay, and there is no closure. But don't let yourself be taken advantage of - again. Read these steps for protecting your rights after a hit and run crash.
Steps to take after a Portland hit and run:
1. Get medical attention.
2. Call the police, file a report.
3. Get pictures of any damages, to you or the car.
4. Call your insurance company.
5. Check your insurance policy for uninsured motorist coverage.
6. Consider call a Portland hit and run attorney.
Getting medical attention can be the #1 most important step after an accident. If you do not get treatment, but later file a personal injury claim, you will not have medical records to serve as evidence of an injury. You should not settle your claim with the insurance company until you are done treating for your injuries - otherwise you will not know the full amount to ask for.
Pictures and police reports can also help serve as evidence. If the insurance company starts giving you problems, you can produce these to corroborate your story. For example, property damage photos can often go a long way toward showing how hard the other car hit you.
Your uninsured motorist coverage (UIM) will help pay your expenses and damages after a hit and run accident. In Oregon, every driver is required to have $25,000 in UIM coverage because there are a lot of uninsured drivers (and not having insurance is one of the main reasons drivers leave the scene after a crash).
Hiring an attorney can help a lot , esp. if your UIM does not cover all your medical expenses. A hit and run attorney can help investigate the hit and run, so that if the driver is found, their insurance or personal assets can help compensate you for your losses.
