Auto Insurance Claims: Accident while on business, vicarious liability

Question
If a company policy states that an employee should carry a minimum of 100,000 per person and $300,000 each incident and an employee hits someone while traveling for work, can the company be sued?

Answer
Anybody can file a suit against anybody, but the question is will it be successful?  In your case, it seems you have a situation that is best described as "vicarious liability".  In most negligence cases, if an individual is negligent and has an accident while performing job related duties at the direction of their boss, then the company is vicariously liable for the actions of the employee.  In order to more thoroughly answer your question, it would be necessary to review the controlling policy and the specific State laws that may apply.  To sort of answer your question. . . the answer is yes, the company is probably vicariously liable, even if the employee didn't carry insurance, the company may be required to pick up the tab for damages caused by an employee.  The question is whether the accident happened during the course and scope of work.