Auto Insurance Claims: I brought a car..., lien holder, pontica


Question
Hi, Maybe you could help because I have been trying to get answers for about 4 weeks. Well, my name is Latrice from Florida and I purchered a 1993 Pontica Bonneville back in Sept 2009 from an private owner that had NY titles, but the problem is the title has a lien on it! I went to try to get the car registered yesterday; but couldn't because of the lien on the ttle. So, if you have an suggestions please help.

Answer
Hello,

You probably won't what I have to tell you, but buying a used car it is always "buyer beware." worse yet, this appears not to be from a dealer where you might have some recourse.

It's too late now, but one never buys a car without having the title and that way you no there is not a lien on it if it is an original title and not a duplicate. (Some states will not show a lien holder on a duplicate)

Since you aware of the lien, you can try to contact the lien holder listed on the title by doing an Internet search. If you can get in touch with someone in NY to speak with them, you can pay the debt or maybe work something out with them.

Even though you paid for the car, it was not the person you bought the car from theirs to sell.

The way it stands, unless you get the lien satisfied, you cannot register the car in your name in Florida.

I hope you did not pay a lot of money for the car, because the way you discribe it, you will be left with a car you can't register or get insurance on.

There are many crooks out there and unfortunately, I think you found one.

I truly hope it works well for you, but you need to prepare for alternate transportation.

Rob