Auto Insurance Claims: auto insurance liability, uninsured driver, insurance liability


Question
If the owner of a car is knowingly allowing an uninsured driver to drive their car,
with the vehicle insured by either the owner's insurance, or insurance that the
uninsured driver has obtained, what sorts of liabilities does the car owner have if
the uninsured driver gets into an accident?

Answer
Hi Steve,

I'm affraid I do not understand your question, but I will do my best.

Auto insurance follows the vehicle and not the driver. So as long as the owner of the vehicle has insurance, he/she is allowed to loan their car to anyone to use as long as they do not live in their household. All residents of the same household must be listed as drivers.

I hope this helps
Richard Hixenbaugh