Auto Insurance Claims: vehicle loss, total loss auto

Question
How do determind what to settle for when your vehicle is totaled and do I have a choice for settlement

Answer
Hello Ron,

Settle for whatever makes you happy. What do you think your vehicle would sell for? I'm not sure what you mean by "choice for settlement". The insurer owes you for the market value of your car, what it would sell for. As to the salvage, they will get rid of the car if you don't want it. If you want to keep the car after it was totaled out, then the insurer gets to deduct some money from your settlement.

Dealing with your own insurance is different than dealing with the other drivers insurance. If you want many pages of detailed information on how to get a fair settlement on the vehicle, as well as other issues such a rental car, loss of use, salvage, repair versus total loss, etc. go to the products page at UClaim.com and look at the automobile section on various manuals.